I’m in the midst of developing a Grand Five-Year Plan. It has glorious secrets, some of which I can’t reveal yet, but it also involves regular stuff like moving into a better house and having more money in the bank.
I’ve been thinking a lot about how it will all come together. The number one, very-most-important thing I need to work on is saving more money. For a number of my plans to come to fruition, we’ll need a sizable cushion in the bank. And I can’t count on us making more money for a while, so it’s all about budgeting and spending less.
I use Quicken already
when I remember to. It’s moderately helpful, considering I don’t use half the widgets. The pie charts are pretty, though.
We use debit for most purchases. Debit isn’t necessarily the best move, because it lets you access your whole bank account ALL THE TIME, but at least it’s trackable
when I remember to read the statements.
We’ve been getting better about the little things, like buying less drive-through coffee, but I still feel an unholy consumer lust when I see things like this.
Obviously, I need to get my financial shit together. And, being a word-person who can’t math, I’ll be diving into books for help. (Have any recommendations? I’d love to hear them.)